If your boiler breaks down, it’s not only inconvenient, but getting it repaired can prove costly, too. That’s why many people take out annual insurance to cover their boiler. But how do you find the best deals around?
Why Take Out Boiler Cover?
Boiler cover offers you peace of mind that if your boiler stops working, you can get it fixed as part of your insurance plan. Depending on the terms of your policy, cover can include the cost of repairs, labour and call-out fees.
Getting the Best Deal
Taking out boiler cover isn’t just a case of finding the insurer who offers the cheapest quote. There are a number of factors to consider to ensure you get the best deal for your money. Often the cheapest policies might only provide limited cover, such as the cost of repairs and labour but not the call-out fee, so it’s always important to read the small print before signing on the dotted line. In some areas, for instance, you might be charged around £100 to call out an engineer.
The most comprehensive boiler cover policies are often the most expensive but will cover many aspects. This can include your entire heating system, such as hot water, radiators and pipes, and even annual boiler servicing from http://www.hprservicesltd.com/gloucester-boilers/boiler-servicing-gloucester/.
If you’ve recently bought a new boiler, it should be covered by the manufacturer’s warranty, so you won’t need boiler cover until this expires. Some warranties are valid for a year after purchase, but you can also find generous deals which extend to around seven years.
How much you then pay for boiler cover can depend on the age of your boiler – the older your system, the more you can expect to pay. According to uSwitch, an older boiler can be hard to find cover for, with the number of insurers fairly limited. You can also expect to pay more for it.
To find the cheapest boiler cover that meets your requirements, it’s always a good idea to shop around and compare prices. Whether you require boiler servicing Gloucester cover or elsewhere, choose a reputable provider who uses qualified Gas Safe Registered engineers.
Bear in mind also that some insurers will put a cap on the number of call-outs you can make each year.